what does 2011 hold and then 2012 money debts credit cards repayments
time to start planning what you want to achieve in 2011 and 2012, but first get your plans in mind for 2011, what do you want to happen in your life in 2011, if you want lots of money in 2011 one way to achieve lots of money in 2011 is to start saving money now!.
in a similar way if you want to be debt free in 2011 or 2012, then you would need to start saving now so you can start paying your debts down.
depending on how big your debts are, you would need to think will i be able to pay my debts off in 2011 or will it take me to 2012?, if so 2012 this is not as such such a bad thing as it gives you more time to save and get debt free quicker.
but start saving now this year even if there is just over 2 months left save a little, of course christmas 2010 this year will be a expensive time, but if you budget carefully you will still probably be able to make some money savings, and be in a position to start tackling your debt mountain in 2011, and maybe even pay off debts in 2011, and it is worth it as it is better to be debt free because then you are not losing lots of money in interest charges.
this is the problem with being in debt long term all the interest charges from the bank and credit cards add up, and if left for a very long time your interest will get close to being more then what you initially owed in the first place.
so time to start making those new year resolutions but also start them now don't wait for the new year to start making your plans for 2011 and 2012!.
in a similar way if you want to be debt free in 2011 or 2012, then you would need to start saving now so you can start paying your debts down.
depending on how big your debts are, you would need to think will i be able to pay my debts off in 2011 or will it take me to 2012?, if so 2012 this is not as such such a bad thing as it gives you more time to save and get debt free quicker.
but start saving now this year even if there is just over 2 months left save a little, of course christmas 2010 this year will be a expensive time, but if you budget carefully you will still probably be able to make some money savings, and be in a position to start tackling your debt mountain in 2011, and maybe even pay off debts in 2011, and it is worth it as it is better to be debt free because then you are not losing lots of money in interest charges.
this is the problem with being in debt long term all the interest charges from the bank and credit cards add up, and if left for a very long time your interest will get close to being more then what you initially owed in the first place.
so time to start making those new year resolutions but also start them now don't wait for the new year to start making your plans for 2011 and 2012!.
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